News from the courtroom has revealed that all is not well between Zenith Bank and one of their best customers, Chris Oyakhilome’ s Christ Loveworld Christian Network Televison runs by Christ Embassy Church.
This respected house of God, Christ Embassy, has dragged Zenith Bank to court over fraudulent activities on their accounts running to billions of Naira on the part of the Bank which has led to breach of contract of trust and financial security.
According to the document obatined, Christ Loveworld Christian Network Television established by one the worldclass living faith church, Christ Embassy Church, for the dissemination of the word of God has instituted N3.8billion suit against Zenith bank Plc and one of its manager John Osajele over alleged unauthorized excessive charges, wrongful entries, and mismanagement of its accounts.
In a new legal battle via an amended statement filed in court by Chief Paul Omoijiade, Ministry of Church television said that as the bank’s key client, it runs four different accounts with the bank of the following way.
1.Christ Embassy South Africa Project account.
2.Loveworld SAT Telecom
3.Christ Embassy Loveworld Project.
4.Christ Embassy South Africa Project.
Meanwhile, the sole signatory to these accounts is Pastor Oye Oyakhilome.
The bank approved the plaintiff through these accounts the sum of N970million loan, but failed to avail them with the statement of accounts to facilitate proper reconciliation and determine the true liabilities of the Plaintiff to the bank in breach of Central Bank of Nigeria Monetary Policy Circular 42:3.2.7.(e) which provides: “A statement account shall be rendered promptly, to each account holder, minimally, on a monthly basis free of charge and shall include:
- Rate of interest on overdrawn accounts, the amount and the period, and, in details of operation of the account during the month.”
The Plaintiff executed an indemnity with the bank on the 18th March, 2011 wherein it was expressly stated that all written instructions for any withdrawal or transfers from the Plaintiff’s current accounts shall be on written instructions to be communicated to the bank through post or Email, thereafter the Plaintiff gave Email instructions between 2010 and 2016 to the bank to debit its account for the credit of several beneficiaries indicated on the mail.
The ministry did not give any instruction outside email instruction, but on 2nd of June, 2016, the bank wrote it that Loveworld SAT was indebted to the tune of N786million. The accuser disputed the sum and contracted an auditing firm to reconcile the accounts.
However, the review of the accounts by the auditor revealed excess charges to the tune of N696,337,434.00.
Therefore, summary of sum due to the accuser revealed the following:
A. Unauthorized disbursement: N696,337,434.00.
B. Excess Charges: N,9,556,721.00
C. Account Credit Balances: N297,507,096.00
Grand Total: N1,003,401,251.
The accuser stated that during the reconciliation of accounts, rev. Oyakhilome, pastor (Mrs.) Ose Oyakhilome, pastor Modupe Osideko and pastor Iruka Oedema were arrested on July 7, 2016 by the Nigerian police, Homicide Section of Alagbon, a Zenith bank report that the aforementioned people defrauded the bank.
The parties were also invited to a meeting on December 7, 2016 by the Inspector General of Police of the Federal Department of Criminal Investigation (DIG) of Abuja to resolve the litigious liabilities. At that meeting, it was agreed that the parties would meet to reconcile their accounts within two weeks and return to the DIG.
However, on the 5th of February, 2017 the Economic and Financial Crime commission EFCC invited the Plaintiff via letter through Ose Oyakhilome, Pastor Modupe Osideko and REV. Ken Oyakhilome for questioning with the head of CTGI/P at their Ikoyi Office., Lagos.
The accuser revealed that, despite the numerous and arduous demands of his statement of account with the bank, the bank had refused to provide the statement to the plaintiff and had debited the account without a warrant with the entries listed in the report verification.
The plaintiff argued that the Zenith Bank failed in its duty of care in acting deliberately and without regard to the following:
i. Charging and debiting the Accuser’s accounts with unlawful, excess charges and authorized debits thereby taking advantage of exploiting the Plaintiff and causing it to incur losses
ii. Applying the funds in the Plaintiff’s accounts arbitrarily and unilaterally without the Plaintiff’s mandate, debit the accounts thereby effectively frustrating the Plaintiff’s attempt to liquidate the loan.
The Plaintiff revealed to contend at the trial of this suit that Zenith bank and its General manager, John Osajele are liable to pay damages in the sum of N3.889Billion to the Plaintiff as compensation for the loss of income caused by the unauthorized debits and the excess charges by the defendants.
Consequently, the Plaintiff claims the following reliefs from the defendants jointly and severally as follows:
An order of the court compelling Zenith bank to pay the sum of N3,889,622,610.73 being and representing general and exemplary damages for the its breach of contract.
An order of the court for the release to the Plaintiff of the funds held in the following accounts:
i. Christ Embassy SA Project Account DSRA N15million
ii. Christ Embassy SA Project Call Account N248,710,500.
iii. South Africa Debt Service Reserve Account N25million.
An order for the release of the Plaintiff’s Treasury Bills of N8,796,596.00 purchased for the Plaintiff and accrued interest held by the defendants.
An order of the court for the payment of interest on the above sums.
An order that the income generated by the bank in the utilization of the Plaintiff’s excess interest and the unauthorized charges should be refunded taking into consideration the credit multiplier the reserve ratio, the value of money created by the bank with the excess interest and unauthorized debts.
A statement by the court that the manipulation of the EFCC and the Nigerian police by Zenith Bank and its manager would incite, intimidate, harass, arrest and detain Loveworld SAT agents, namely Rev. Oyakhilome, Pastor Modupe Osideko and Pastor Iruka Oedema, accused of false accusations for purely commercial transactions, are flagrant disregard for the rule of law and violate their fundamental rights as guaranteed by the 1999 constitution.
A court order compelling Zenith Bank to write a letter of apology to the complainant for mismanaging her accounts, in total violation of the instructions of the Central Bank of Nigeria.
The Mexican drug kingpin Joaquin “El Chapo” Guzman has been given life jail in the United States.
A federal judge in Brooklyn handed down the sentence Wednesday, five months after Guzman’s conviction in an epic drug-trafficking case.
The 62-year-old drug lord, who had been protected in Mexico by an army of gangsters and an elaborate corruption operation, was brought to the U.S. to stand trial after he twice escaped from Mexican prisons.
Before he was sentenced, Guzman, complained about the conditions of his confinement and told the judge he was denied a fair trial. He said U.S. District Judge Brian Cogan failed to thoroughly investigate claims of juror misconduct.
“My case was stained and you denied me a fair trial when the whole world was watching,” Guzman said in court through an interpreter. “When I was extradited to the United States, I expected to have a fair trial, but what happened was exactly the opposite.”
The harsh sentence was pre-ordained. The guilty verdict in February at Guzman’s 11-week trial triggered a mandatory sentence of life without parole .
The evidence showed that under Guzman’s orders, the Sinaloa cartel was responsible for smuggling mountains of cocaine and other drugs into the United States during his 25-year reign, prosecutors said in court papers re-capping the trial. They also said his “army of sicarios” was under orders to kidnap, torture and murder anyone who got in his way.
The defence argued he was framed by other traffickers who became government witnesses so they could get breaks in their own cases.
Guzman has been largely cut off from the outside world since his extradition in 2017 and his remarks in the courtroom Wednesday could be the last time the public hears from him. Guzman thanked his family for giving him “the strength to bare this torture that I have been under for the past 30 months.”
R. Kelly, embattled American R&B singer, has been denied bail bond after pleading not guilty to the federal sex crime charges leveled against him.
The singer, 52, was arraigned on Tuesday before the Chicago federal courtroom, following his arrest days earlier.
According to court documents, the singer was indicted on one count of conspiracy to receive child pornography, two counts of receiving child pornography, and four counts of producing child pornography.
He was also accused of paying huge sums to recover videotapes of himself having sex with underage girls, alongside five counts of enticement of a minor to engage in criminal sexual activity and one count of conspiracy to obstruct justice.
Michael Avenatti, lawyer who represented three of R. Kelly’s alleged victims, claimed, before the hearing, that the singer had paid $2 million to shun a witness of the case during a previous trial.
According to Harry Leinenweber, US district judge, R. Kelly would remain in custody as he awaits trial on child pornography charges.
Steven Greenberg, the singer’s lawyer, had entered a not-guilty plea but Angel Krull, assistant US attorney, countered on the premise that the singer was a “flight risk” and that he might flee and pose a threat to the community.
“The man is not a flight risk. The man never missed a court date in the 2000s when he was charged with a case. He hasn’t missed a court date on the state case that’s pending now,” Greenberg countered.
“How can he flee? He has no money. It’s the worst-kept secret that he was going to get charged federally, and he hasn’t fled. So he’s certainly not a flight risk. He’s not a danger to anybody at all.”
R. Kelly has faced multiple allegations of sexual abuse over the past 20 years and was acquitted of all charges in 2008.
However, Lifetime’s documentary series ‘Surviving R Kelly’ shared some accounts from alleged victims that reawakened the case. The singer, on his part, consistently denied any wrongdoing.
The senate committee investigating the alleged misconduct of Elisha Abbo, senator representing Adamawa north, says that the victims of the assault did not honour its invitation.
Sam Egwu, chairman of the panel, made this known during plenary, on Wednesday.
The senate had setup a committee to investigate the assault by one of its members after the video of Abbo attacking a nursing mother at a sex toy shop in Abuja went viral.
The committee was given two weeks to present its report.
During plenary on Wednesday, Egwu said more time will be needed by the committee to complete its job.
He said efforts to make the assaulted lady and the shop owner appear before the committee did not yield result.
Egwu said Abbo; the commissioner of police in charge of FCT; and the lawyers to the victims, refused to make submissions before the panel on the excuse that the matter was already in court.
“We set out to do the investigation and in the course of that, we invited all the people that are involved,” he said.
“We invited our colleague and he made it clear to us that he was invited by the police and the case is already in court and therefore, it is sub judice.”
The chairman requested more time for the committee to investigate the matter.
He said “because it is subjudice, we want to wait until the court has taken their decision.”
Ahmad Lawan, senate president, rejected the request on the grounds that the senate is investigating the misconduct of its member and not the criminality of the offence.
“It is not our concern. We are not investigating criminal activities. We are investigating misconduct. The senate is not investigating what the police is investigating,” he said.
“We can give you more time but we can’t stop our activities because the matter is in court.”
The senate granted one-week extension for the committee to submit its report.
After public outcry, Abbo had tendered an apologyover the incident, describing himself as an “ambassador of Christ.”
Despite the apology, the senator pleaded not guilty to a one-count charge of assault filed against him by the police. (The Cable)
Boxing fans in Lagos State have expressed delight over the upcoming GOtv Boxing Night 19, holding on Sunday at the Indoor Sports Hall of the National Stadium. The last edition of the show held in Ibadan in April.
Speaking during seprate interviews at the National Stadium on Wednesday, the fans stated that they are thrilled that they will not have to travel, as they did in April, to see the best of Nigerian boxing.
Morufu Odewole, a fan of West African Boxing Union (WABU) welterweight champion, Rilwan “Baby Face” Babatunde, said he is excited at possibility of watching the boxer fight in Lagos after a long period.
“I’m happy that GOtv Boxing Night is back home in Lagos. I am particularly excited that Baby Face will in action, as it has been a long time since I last saw him fight,” he said.
Another fan, Tajudeen Omotayo, explained that the event would finally afford him a chance to watch a boxing bout live at the stadium.
“I’m a frequent visitor to this stadium and I’ve watched some football and basketball matches here, but I’ve never watched a boxing bout live. Therefore, I think Sunday is the perfect time for me to watch some of these boxers, some whom I’ve watched do battle on television,” he remarked.
On her part, Tolani Adejumo commended the organisers for ensuring that female boxers are on the card.
“As a boxing fan and as a female, I am very happy that GOtv Boxing Night is bringing female boxers to compete at the event. For long, female boxers have not been part of big boxing events. I applaud GOtv for ensuring that Nigerians will watch our female boxers once again.”
GOtv Boxing Night 19 will feature nine professional bouts, the biggest being the international welterweight challenge bout between Babatunde and Eden Biki of Ghana.
Other bouts include a national lightweight challenge contest between reigning African Boxing Union (ABU) lightweight champion, Oto “Joe Boy” Joseph and Tope “Berinja” Agboola; as well as another bout between Hammed “Ese Hammed” Ganiyu and current West African Boxing Union (WABU) lightweight champion, Rilwan “Real One” Oladosu.
Former ABU featherweight champion, Waidi “Skoro” Usman will go head-to-head against Taiwo “Esepo” Agbaje; while Kazeem “The Light” Oliwo will square up against Tope “TP Rock” Musa in the national featherweight challenges.
Adeyemi “Spirit” Adekanla will take on Isaac “I Star” Chukwudi in the other national light welterweight bout on the night.
The best boxer at the event will go home with a cash prize of N1 million alongside the Mojisola Ogunsanya Memorial Trophy.
GOtv Boxing Night 19 will be beamed live on Africa’s biggest sport 9 8channel, SuperSport, in 47 African countries.
Following a request sent by the body of National Youth Service Corps (NYSC) to the Economic and Financial Crimes Commission (EFCC) to help it check activities of “unpatriotic Nigerians who sell their certificates to unqualified graduates to be able to undergo the youth service”, the acting chairman of the anti-corruption body, Mr Ibrahim Magu, has vowed to fish out the unqualified ones currently serving under the scheme.
Magu made this assurance in Abuja when he received the NYSC Director-General, Brig-Gen Shuaibu Ibrahim, in his office.
The NYSC also quoted Magu in a statement on Tuesday as saying EFCC would support the NYSC in its move to combat fraudulent mobilisation of unqualified graduates for national service.
“We condemn the activities of unpatriotic elements who bring shame to the nation by their insatiable desire to make money at all costs, including the sale of certificates to unqualified graduates”, the statement read.
The NYSC DG also appealed to the EFCC for support “in closely monitoring the activities of unscrupulous higher institutions which present unqualified graduates for mobilisation for national service”.
“It is very unfortunate that some institutions of higher learning, particularly in Cotonou, Benin Republic, present to us people who didn’t go to the four walls of the university as graduates for mobilisation.
“Currently, we are investigating some of such so-called graduates, many of whom cannot write or spell any word in English”, the DG said.
The Senate on Wednesday, confirmed the appointment of His. Justice Tanko Muhammad as the substantive Chief Justice of Nigeria.
The red chamber had on arrival of Muhammad into the chamber gone into attacking closed session to set the template for the screening.
He was accompanied to the red chamber by top judiciary officers in the country.
The CJN answered questions on corruption, administration of criminal justice and the poor funding of the judiciary
Muhammad has been acting as acting CJN since January 25 this year when the then CJN, Justice Walter Onnoghen was suspended from office on alleged corrupt practices .
President Muhammadu Buhari had last week Thursday forwarded to the Senate , a letter requesting for confirmation of Muhammad as substantive Chief Justice of Nigeria.
The Speaker of the House of Representatives, Femi Gbajabiamila, has appointed 27 more aides.
This is coming barely a week after the speaker appointed his six media aides.
According to a statement by Lanre Lasisi, the speaker’s spokesperson, most of the appointees were former members of the house.
The appointees include: Special Adviser on Administration, Odofin David Seun; Special Adviser on Political Matters, Olanrewaju Smart; Special Adviser on Special Duties, Badmus Olufunmi; Special Assistant on Legal Matters, Osazee Melody Ogundijie; Special Assistant on Legislative Matters, Raphael Nnana Igbokwe; and Special Assistant on Gender Equality, Fatima Kakuri.
Read full statement below:
Press Statement from the Office of the Speaker, House of Representatives
July 16, 2019
APPOINTMENT OF LEGISLATIVE AIDES
The Speaker of the House of Representatives, Rt. Hon. Femi Gbajabiamila is pleased to announce the following appointments.
These appointments take immediate effect.
- Special Adviser – Administration – Odofin David Seun
- Special Adviser – Political Matters – Olanrewaju Smart
- Special Adviser – Special Duties – Badmus Olufunmi
- Special Assistant – Legal Matters – Osazee Melody Ogundijie
- Special Assistant – Legislative Matters – Hon. Raphael Nnana Igbokwe
- Special Assistant – Gender Equality– Fatima Kakuri
- Special Assistant – IDPs – Hamza Baba Ibrahim
- Special Assistant – Special Needs /Equal Opportunities – Abdulsalam Idowu Kamaldeen
- Special Assistant – Employment and Job Creation – Hadiza Abubakar Talba
- Special Assistant – Budget and Finance – Lukman Oyewole Lawal
- Special Assistant – Former Members Affairs – Hon Bassey Ewa
- Special Assistant – Policy and Inter-Parliamentary – Princewill Tabia
- Special Assistant – Executive Relations – Hon Ibrahim Mohammed Baba
- Special Assistant – Anti-Corruption – Akin Ogunlola
- Special Assistant – Niger Delta / Oil & Gas – Hon. Daniel Reyenieju
- Special Assistant – Research and Public Policy – Dubem Mogalu
- Special Assistant – Members’ Affairs – Dunkwu Nnamdi Chamberlain
- Special Assistant – SDGs – Shehu Saleh
- Special Assistant – Youth Matters – Ibrahim Alli-Balogun
- Special Assistant – Intergovernmental Affairs – Adaku Apugo
- Senior Legislative Aide – Adim Akpapunam
- Special Assistant – Political Matters (North East) – Hon Sadiq Ibrahim
- Special Assistant – Political Matters (South West) – Hon. Ayodeji Joseph
- Special Assistant – Political Matters (North West) – Hon. Bashir Baballe
- Special Assistant – Political Matters (South East) – Hon. Anayo Nnebe
- Special Assistant – Political Matters (North Central) – Hon. Adamu Chika
- Special Assistant – Political Matters (South South) – Hon. E. J Agbonayinma
Short Profile of Some of the New Appointees
Special Adviser on Administration – Odofin David Seun
Until this appointment, Seun Odofin, 50, was Special Assistant to the Leader of the House of Representatives with legislative experience spanning over 15years, with focus on staff administration and office management.
Odofin, holds law and local government administration degrees from the University of Abuja and Obafemi Awolowo University respectively. He has participated in numerous professional courses including World Bank and National Assembly’s improvement courses.
Special Adviser on Political Matters – Olanrewaju Smart
Until this appointment, Wasiu Olanrewaju-Smart, 33, was the Research and Media Assistant to the Speaker of the House of Representatives, Rt. Hon. Femi Gbajabiamila during his previous positions as House Minority Leader and House Majority Leader respectively. Having spent his post graduate life in the National Assembly, he comes with a lot of knowledge of the nuances of Nigeria’s federal parliament. He managed the Femi Gbajabiamila Speakership Campaign secretariat in 2015 and played same role in 2019.
He is a graduate of Lead City University and former President of the University’s Student Representatives Council. He has authored many articles and term papers on public policy and legislative reform.
In 2014, Olanrewaju Smart served as an Observer of America’s Mid Term parliamentary elections in North Carolina, Kansas and New Hamsphire. He is an Alumni of the United States International Visitors Leadership Program, Washington DC.
He is an Associate Member of Nigeria Institute of Public Relations and a loyal member of the All Progressives Congress.
Special Adviser on Special Duties – Badmus Olufunmi
Badmus Olufunmi, 37, is a young and dynamic administrator, with several years of experience on the job. He holds an M.Sc in Public Administration & International Affairs. He was Personal Assistant and Constituency Relation’s Administrator to the Minority Leader of the House of Representatives 2011 – 2015.
In 2015, he was promoted to Special Assistant on Special Duties to the Leader of the House. A post, which involved providing a seamless flow of efficient and confidential administrative support for the leader’s personal portfolio, as well as that of his constituency and all office personnel.
He has attended several leadership courses and administrative training within and outside the National Assembly.
Special Assistant on Budget and Finance – Lukman Oyewole Lawal
Lukman Oyewole Lawal, 43, started his professional career as an Account Officer at Obat Oil & Petroleum Ltd Depot in 2005. He spent 10 years in the employment of the Lagos State Government as an Accountant. He was until this appointment the Deputy Head, Investigation & Compliance Unit, under the Directorate of Monitoring & Investigation, Office of the Accountant General, State Treasury Office.
He holds a Degree in Accounting from Olabisi Onabanjo University and Masters in Business Administration (MBA) Degree, University of Calabar. Lawal is an Associate of the Association of National Accountants of Nigeria and Chartered Institute of Taxation of Nigeria. Lawal hails from Surulere Local Government, Lagos State.
Special Assistant on Legal Matters – Osazee Melody Ogundijie
He holds a degree in law from Ambrose Alli University, Ekpoma with 18 years post call experience. He was the Head of Chambers in Enitan Associates, a thoroughbred commercial and litigation law firm in Lagos before he joined First City Monument Bank in 2008 as the bank’s Legal Representative in Abuja and Northern region. He was appointed as the Senior Legislative Aide to the Minority Leader of the House of Representatives in 2011. Having worked as a private Legal Practitioner, a corporate Solicitor in one of the leading commercial banks in Nigeria and in the last eight years, functioned closely with one of the most experienced Lawmakers in the country, Osazee comes with a wealth of experience in legal and parliamentary business.
Osazee is a member of the Institute of Chartered Mediators & Conciliators and has attended several law seminars and workshops.
Special Assistant on Members’ Affairs – Dunkwu Nnamdi Chamberlain
Chamberlain, 48, until this appointment was the Director General of the Forum of First Term Members of the 9th House of Representatives. He was Special Assistant to the APC National Organising Secretary. He is a loyal and committed member of the All Progressives Congress with experience in party affairs.
He was a board member, Nigeria Swimming Federation 2002 – 2008; first Vice President Nigerian Chess Federation; Member Nigerian Delegation to 2004 Olympics in Greece; Member Nigerian Delegation to 2008 Olympics in China.
He holds a Post Graduate Diploma in Business Administration, Anambra State University. Chamberlain hails from Ika North East Local Government, Delta State.
Senior Legislative Aide – Adim Akpapunam
Adim, 24, is a young vibrant Nigerian, who joined the office of the House Leader in 2017 as a Legislative and Information Technology assistant. He holds a B.Sc degree in Information Systems from the Indiana Institute of Technology, USA. Before his return to Nigeria, he worked as an Intern in Britton Marketing and Design group as a Digital Content Marketing Representative.
Special Assistant on Employment and Job Creation – Hadiza Abubakar Talba
Hadiza Talba, 30, is a young human resource professional. Until this appointment, she was Human Resource officer at the Federal Inland Revenue Service.
She holds a first degree from the Federal University of Technology, Yola. Hadiza hails from Yola North Local government, Adamawa State
Special Assistant on Gender Equality – Fatima Kakuri
Fatima Kakuri, 32, is a seasoned young professional with experience in public policy, advocacy and diplomacy. She has years of public engagement experience with Non-governmental organizations and foreign donor agencies on gender advocacy.
She was a Policy Research Assistant with the Society for Family Health in collaboration with the Global Health and the University of California. She is a very loyal youth member of the All Progressives Congress. Fatima holds a degree in accounting, University of Abuja. She is an Alumni of Harvard Kennedy School of Government, Executive Education in Implementing Public Policy.
Special Assistant on Intergovernmental Affairs – Adaku Apugo
Adaku Apugo, 33, is a young professional with focus on public policy and governance. She graduated from the University of Massachusetts Boston, USA with a Bachelor of Arts degree in Political Science. She has served as a Program Assistant at Boston Workers Alliance; and is a former S.A on public policy in the National Assembly.
She hails from Umuahia South Local Government, Abia State.
Special Assistant on IDPs – Hamza Baba Ibrahim
Hamza, 39, is a professional management and marketing expert in the health sector. He was Senior Manager Marketing and Product Development at Songhai Health Trust Limited where he served from 2012 – 2019; he also worked at the Royal Exchange Healthcare Limited, Ranbaxy Pharmaceutical and Jawa International Limited.
He holds a Master’s degree in Health Management, Benue State University; MBA , University of Ilorin; BSc. Micro Biology, Bayero University, Kano. He is a loyal youth member of the All Progressives Congress.
Special Assistant on Special Needs /Equal Opportunities – Abdulsalam Idowu Kamaldeen
Abdulsalam Idowu kamaldeen, 49, became physically challenged at the age of three (3) due to polio infection. He lost his mother a year after he lost his legs to polio. Abdulsalam started primary education at age of 8 in 1978 at Erin-Ile, kwara state. He started street begging same year due to financial constraint. Thereafter he finished his primary school in 1993 and came to Lagos, where he found himself on the street begging for alms and sleeping under the Dosunmu bridge at Idumota.
After his secondary school education, he then started evening classes. He gained admission to study political science in UNILAG in 2006 and graduated in 2010. In his determination to become a lawyer he sat for JAMB exams and gained admission to study law at the University of Lagos in 2010, (same year he graduated in political science). He finished in 2015. Abdulsalam proceeded to the Nigerian Law School, passed all his papers at first sitting and was called to bar in 2016.
Speaker Femi Gbajabiamila in his former capacity as the House Majority Leader discovered Abdulsalam Kamaldeen and invited him to the floor of the House in 2017 for Special Recognition by the House.
Kamaldeen, a practicing lawyer, hails from Kwara State.
Special Assistant – Youth Matters – Ibrahim Alli-Balogun
Ibrahim Alli-Balogun, 40, until his appointment, was an Aide on Youth Development and empowerment to Rt. Hon Femi Gbajabiamila, with over 8 years’ experience in coordinating the affairs of Youths within and outside Surulere 1 federal constituency, Lagos. He was also a member of various committees of the All Progressives Congress at the Local Government Level.
He is an advocate of Human Capacity Building and Youth Engagement. He is the National Secretary, Asiwaju Grassroots Foundation; Coordinator, Congress of Southwest Youth, Member, Nigerian Booth Leaders Club. He was a member of 2019 APC Presidential Campaign Council’s National Youth Committee – Lagos State and Member, APC Presidential Election Planning and Monitoring Sub-Committee.
Alli-Balogun is a graduate of Industrial Relations and Personnel Management, Lagos State University. He hails from Surulere local government, Lagos State.
Special Assistant – Policy and Inter-Parliamentary – Princewill Tabia
Tabia Princewill ,30, is a female journalist, strategic communications consultant and public policy analyst. She was a special assistant to the immediate past Secretary to the State Government (SSG) of Lagos, Hon. Tunji Bello.
Princewill also runs an NGO, TIP of a New Dawn, a youth empowerment initiative. She is bilingual and speaks fluent French.
Princewill is a graduate of the Sorbonne University in Paris, and the London School of Economics and Political science (LSE) with Master’s in Comparative Politics.
Special Assistant – Political Matters (North East) – Hon Sadiq Ibrahim
Sadiq, 54, a former Speaker of Adamawa State Assembly and member, House of Representatives 2015 – 2019. He was a private legal practitioner with Mustapha and Associates in Yola; served at Bells Holdings Ltd. as company secretary/legal adviser.
He was Head, Legal Unit at Habib Nigeria Bank Ltd. He was also former Personal Assistant to the former Minister of Agriculture, Mallam Adamu Bello.
Sadiq holds a Master’s Degree in Law (LL.M) with focus on Constitutional and Business Law.
Special Assistant – Political Matters (South West) – Hon. Ayodeji Joseph
Ayodeji Joseph, 47, represented Apapa Federal constituency in the House of Representatives 2015 – 2019. He was the executive chairman of Apapa Local Government, Lagos 2008 – 2014.
He worked as Senior Banking Officer at Guaranty Trust Bank.
Ayodeji holds a Master’s degree in Geographic Information system, University of Lagos.
Special Assistant – Executive Relations – Hon Ibrahim Mohammed Baba
Ibrahim Baba ,42, was a Member, House of Representatives 2015 – 2019; served as Deputy Chairman, Public Accounts committee of the House of Representatives. He was also Special Assistant to the Commissioner representing North East on the Board of NDDC. Baba was Personal Assistant and later Special Assistant to former Governor of Bauchi State on Telecommunications.
He is an Alumni of Cranfield University, United Kingdom, also a Master’s degree from University of Abuja.
Baba is an Associate of the Institute of Chartered Economists of Nigeria; Associate member of the Institute of Cost and Management Accountants.
Special Assistant – Political Matters (South South) – Hon. E. J Agbonayinma
E.J Agbonayinma, 58, a former member of the House of Representatives 2015 – 2019 Abuja. He was President/CEO of Texoil Energy & Gas Nig Ltd, in Texas, United States of America. He was a Registered Lobbyist with the State of Texas, United States of America.
He is licensed as a Real Estate Practitioner by the Texas Real Estate Commission in the United States of America. He was also Chairman, House Committee on Nig-USA Inter-Parliamentary Relations.
He is a graduate of the University of Houston, Texas, USA.
Special Adviser on Media and Publicity to the
Speaker, House of Representatives.
Jada Pollock, a UK-based artiste manager and the third baby mama for Ayo ‘Wizkid’ Balogun, has accused the artiste of beating her.
In a now-deleted post on her Instagram page, Jada P, as she is popularly called, announced the end of their relationship.
“From today, Ayo and I no longer work together,” she wrote.
“I’ve been in an abusive relationship with him for years covering up for him time and time again. And I’m tired.
“Wiz continuously puts his hands on me, leaves me with bruises that I coverup from the world including my friends and family.
“It often feels like we are at war in the same house. I have done all I can to keep this altogether but from today, I let go.
“You can support someone as much as you can but at some point, you have to value yourself. I can’t raise my son in this kind of unhealthy environment.”
Jada P and Wizkid have a son together, the third child of the artiste.
There have been previous incidents where Shola Ogudu and Binta Diallo, the women who had children for Wizkid accused him of being an absentee father and a social media daddy.
During periods of backlash, the artiste shares pictures of himself and Zion, his child with Jada.
Highlighting her role in the life of the music superstar. She disclosed she not just a baby mama she is also supporting her baby daddy. “I am a manager working extremely hard to elevate and push a global movement that means a lot to us all.”
Wizkids relationship with Pollock began on professional terms before the arrival of their child causing rifts between the mothers of his children.
Sometime in April this year, Omolara found herself in a scary emergency situation. It was about 2:45 AM and she was having the worst stomach upset ever. The pain was unimaginable. And as a young woman who lives by herself in a luxury Lagos apartment where all the neighbours mind their businesses, the only option she had was to call either one of her friends or family members to take her to the hospital.
Grabbing her phone as she laid still in a foetal position, she tried calling Makinde, her boyfriend. Unfortunately, there was no call credit on her phone. She then tried texting him on Whatsapp but got no immediate response. So, she decided to top up her credit using her mobile banking app in order to call Makinde.
But the app malfunctioned. Omolara tried many times to use it but all to no avail. To make the matter worse, she was debited for as many times as she tried buying airtime with the app, even though her phone was never recharged. This only aggravated her already bad situation. Sadly, she had to endure the pain until later that morning when her boyfriend saw her messages and rushed down to help. Eventually, Omolara had to switch to a different financial services provider mainly because of that bad experience she had.
Need for efficient mobile banking
Omolara’s story underscores the importance of efficient banking services and in this case, functional mobile banking. The phenomenon has become an integral aspect of banking, especially nowadays when many people want to be able to do many things on their phone; albeit easily.
It is our tradition, here at Nairametrics, to constantly monitor and analyse developments in the Nigerian mobile banking space. We also like to periodically rank the apps, based on our observations and what the people customers are saying.
The top mobile banking apps in H1 2019
In the past six months of 2019 which came and went like the speed of light, a lot of things happened in the Nigerian banking sector, especially as it pertains to mobile banking. While some banks continued to improve on their mobiles in order to deliver better services to their customers, others lagged behind.
That said, below are the top best mobile banking apps in Nigeria as of H1 2019.
1. UBA Mobile Banking
This mobile app is one of the most downloaded across platforms such as Google Play, Apple App Store, and Microsoft Store. It has all the basic features of a typical and functional app. Star rating on Google Play stands at 4.4 out of 5, and 3.9 out of 5 on Apple Store. Security is not a problem. By all standards, it is a pretty good mobile app.
Regardless of the positive reviews, some customers aren’t quite happy about some issues. Apparently, the latest upgrades that were carried out cause some features to malfunction. Complaints range from the app not showing details of transactions to money not being sent to recipients.
Regardless of the complaints, this is a good app that will become even better as UBA continually improve on it. You should definitely download it if you are a UBA customer.
2. Zenith Bank Mobile App
Much like the UBA Mobile App, this app has been downloaded over a million times by users. It offers the basic features of a mobile banking app and has generally received a total of 4.3 stars on Google Play and 3.1 stars on Apple Store.
Users love it for many reasons, although it is not perfect. As always, many customers complain that since the app was last upgraded, it has often been difficult to either login or even use it to perform simple transactions like purchase airtime. One of the complaints that caught our attention read thus;
“I just noticed this app has been updated to a completely new look. However, I’m unable to login, it just shows connecting without access. Secondly, I’m amazed that there is no notification informing us in advance prior to this. Was there any, which I missed? What do I need to do to be able to login in?”
This is another one of the very good mobile banking apps in Nigeria right now. GTWorld has 4.1 stars on Google Play and 2.7 stars on Apple Store. Nearly a million people have downloaded it. The app is very easy to use and hardly malfunctions, although sometimes it can be difficult to login; especially when the network connection is poor.
On Google Play right now, all the latest reviews are mostly positive. That notwithstanding, customers want GTBank to continually improve on the app in order to ensure a better user experience. A particular comment best summed up our thought on the app;
“Setting up my account was easy. However, this is a world-class app so the developers need to do a little more work on it: 1) The title of the bottom right icon does not display fully 2) The interface of the quick credit needs some more work. a) I assume it should show me Max allowed the loan as a label field and allow me to specify the amount I want to collect b) The sliders don’t show values which leaves you having to guess what the position represents. It’s a work in progress…”
4. First Mobile
First Mobile by FirstBank has 4.3 stars on Google Play and 3.1 on Apple Store. It is one of the most used mobile banking apps in Nigeria and elsewhere, thanks to its efficient features. Reviewing the app, a particular customer said: “this app is great, I have used it for over 5yrs…”
However, not everyone is a fan. Some users are particularly upset over what they describe as the inability to make transactions following their last update. It is, perhaps, important to point out that this seems to be a general problem across all the apps. Major updates come along with minor issues as described by the comment below-
“I thought I was the only experiencing this since my last update. First, the app doesn’t allow one to view transaction history anymore, which is very sad. Secondly, some folks are complaining of not being able to take a screenshot. Yes, I noticed that too. But I think the option for saving transaction receipt is still ok. the former is the problem that needs urgent rectification.”
It is, therefore, important that FirstBank consider rectifying the issues raised by its customers in order to keep them happy whilst ensuring that the mobile banking process is easy and effortless.
5. Access Bank Mobile App
Being the largest bank in Sub-Saharan Africa by customer base, it is not surprising that Access Bank’s mobile app has been downloaded over a million times by users. What is also not very surprising is the fact that the app has been 4.3-star rating on Google Play and a 3.2-star rating on Apple Store.
By all standards, it is a functional app. However, it does need continuous improvements. As it is, customers complain that they often struggle to log in, even as others want the bank to make it possible for users to be able to sign in more than one accounts using the app.
Hopefully, these issues will be sorted out as the bank work towards launching its next updates soon.
6. Stanbic IBTC
This mobile app has a 4.1-star rating on Google Play as well as 3.6 stars on Apple Store. One of the reasons users love it is its easy to use features. Interestingly, the bank has a way to detect when customers are having issues using the app, even as they take swift action to contact them for assistance.
However, it is not the best app in Nigeria, considering that it has its own issues. While it does have very glowing remarks/reviews, the latest comment on Google Play warned prospective users thus;
“PLEASE DON’T DOWNLOAD!!!? This app is very bad. You won’t be to register no matter how hard you try. Going to the bank as suggested by Stanbic is a complete waste of time coz they can’t find a solution. They’ll waste your whole day… They’ll delay you. Believe me, there’s nothing they can do but to blame and direct everything to the Headquarter.”
7. FCMB Mobile Plus
With its 4.0-star rating on Google Play and a 2.9-star rating on Apple Store, it is easy to see that the FCMB mobile app is beloved by many of the more than 100,000 people that use it. However, users have complained that the bank needs to update the app in order to make it possible to generate receipts after each transaction.
“Good morning. You guys should please your update the app, to make room for the creation of receipts. it’s very important. That’s a factor that makes your application acceptable.”
“The app is great, nice experience so far, but it doesn’t generate receipt after a transaction. plz look into that.”
8. Union Mobile
We chose this as one of the best apps in H1 2019 mainly because of its easy to use features, the 4.3-star rating and the 3.2 stars given to it by more than five hundred users. Apparently, it has a lot of efficient services to offer users. However, some people feel it could be better, which is why they’ve called for improvements.
“The most unhelpful banking app. My UnionMobile app. suddenly refused to function and told me to contact Customer Care. I did. I updated the app. But registering became a problem. I’ve been attempting to register for over a month, to no avail. I keep being told to enter the OTP sent to me via SMS, which I did, also to no avail. I keep getting the error message that the OTP I entered is invalid. They seem to expect the OTP to be entered almost before you’ve received it.”
This app has 3.8 stars on Google Play and 3.0 stars on Apple Store. About five hundred thousand people use it. It has received great reviews by users. Some others, however, have reasons to dislike it.
“I’m always seeing something bad that makes me dislike it. The update was made to better but to access someone’s account at his own time is a problem. It’s message always is, “we are sorry, but the service is temporarily unavailable”. What work do this bank do to resume service that can’t end for this long? I hate this App.”
10. Ecobank Mobile Banking
Someone said the app is the biggest trash in this life.
“The biggest trash in this life is the app. Not functional. After downloading the app, it will request processing for like 42 years and no response. I’ve been directed to several branches for assistance but none of them can handle the app. I wish there’s a negative star that I can give to this. It’s so annoying.”
While the user had his reasons for writing this review, we believe this is particularly harsh. After all, the app does have great features. This is why there are more than a million people using it, some of whom have given it a 4.0-star rating on Google Play and 2.9 stars on Apple Store.
However, just like all the other apps we’ve reviewed, Ecobank does need to continually improve on its mobile app in order to guarantee better user experience.